PIPEDA

Personal Information Protection and Electronic Documents Act

🍁 Canada's Federal Privacy Law 🍁

What is PIPEDA?

The Personal Information Protection and Electronic Documents Act (PIPEDA) is Canada's federal privacy law that governs how private-sector organizations collect, use, and disclose personal information in the course of commercial activities.

Enacted in 2000, PIPEDA applies to every organization in Canada that collects, uses, or discloses personal information in the course of a commercial activity, with some exceptions for provinces with substantially similar legislation.

The law aims to balance an individual's right to privacy with an organization's need to collect, use, and disclose personal information for legitimate business purposes.

Scope & Application

Who Must Comply

Private sector organizations conducting commercial activities across Canada, including federally regulated sectors like banking, telecommunications, and interprovincial transportation.

Provincial Exceptions

Quebec, British Columbia, and Alberta have their own substantially similar privacy laws that apply instead of PIPEDA for intra-provincial activities.

Personal Information

Any factual or subjective information about an identifiable individual, including name, age, ID numbers, income, ethnicity, blood type, opinions, evaluations, and more.

Oversight Authority

The Office of the Privacy Commissioner of Canada (OPC) investigates complaints and conducts audits to ensure compliance with PIPEDA.

The 10 Fair Information Principles

1

Accountability

Organizations are responsible for personal information under their control and must designate an individual accountable for compliance with PIPEDA.

2

Identifying Purposes

Organizations must identify the purposes for which personal information is collected at or before the time of collection.

3

Consent

Knowledge and consent of the individual are required for the collection, use, or disclosure of personal information, except where inappropriate.

4

Limiting Collection

The collection of personal information must be limited to that which is necessary for the purposes identified by the organization.

5

Limiting Use, Disclosure, and Retention

Personal information shall not be used or disclosed for purposes other than those for which it was collected, except with consent or as required by law. Information should be retained only as long as necessary.

6

Accuracy

Personal information must be as accurate, complete, and up-to-date as necessary for the purposes for which it is to be used.

7

Safeguards

Personal information must be protected by security safeguards appropriate to the sensitivity of the information.

8

Openness

Organizations must make readily available to individuals specific information about their policies and practices relating to the management of personal information.

9

Individual Access

Upon request, individuals must be informed of the existence, use, and disclosure of their personal information and be given access to that information.

10

Challenging Compliance

Individuals have the right to challenge an organization's compliance with these principles to the designated individual accountable for compliance.

Your Rights Under PIPEDA

Right to Access

You can request to see what personal information an organization has about you and how it's being used.

Right to Correct

You can ask an organization to correct inaccurate or incomplete personal information.

Right to Withdraw Consent

You can withdraw your consent for the collection, use, or disclosure of your information, subject to legal or contractual restrictions.

Right to File a Complaint

You can file a complaint with the Privacy Commissioner if you believe an organization has violated your privacy rights.

Right to Know Why

Organizations must tell you why they're collecting your personal information and how they plan to use it.

Right to Reasonable Expectations

Organizations can only use your information in ways a reasonable person would consider appropriate given the circumstances.

Key Compliance Requirements

Obtain Meaningful Consent

Ensure consent is clear, understandable, and informed. Use plain language and make it easy for individuals to withdraw consent.

Implement Security Safeguards

Use appropriate physical, organizational, and technological measures to protect personal information from unauthorized access, disclosure, or misuse.

Respond to Access Requests

Provide individuals with access to their personal information within 30 days of receiving a request, or explain why access cannot be granted.

Report Data Breaches

Notify the Privacy Commissioner, affected individuals, and other organizations of breaches involving a real risk of significant harm.

Maintain Records

Keep records of all breaches of security safeguards for at least 24 months, even if they don't require notification.

Appoint a Privacy Officer

Designate an individual responsible for ensuring compliance with PIPEDA and make their contact information available.

Penalties & Enforcement

Administrative Penalties

The Privacy Commissioner can recommend fines of up to $100,000 per violation for organizations that fail to comply with certain provisions.

Federal Court Actions

Individuals can take organizations to Federal Court for damages, including for humiliation suffered as a result of a PIPEDA violation.

Breach Reporting Obligations

Failure to report breaches, maintain records, or notify affected individuals can result in significant penalties.

Reputational Risk

Privacy Commissioner findings and investigations are public, which can damage an organization's reputation and customer trust.